Reverse redlining occurred when a lender or insurer targeted majority-minority neighborhood residents with inflated interest rates by taking advantage of the lack of lending competition relative to non-redlined neighborhoods. In the case of retail businesses like supermarkets, the purposeful construction of stores impractically far away from targeted residents results in a redlining effect. While the most well-known examples involve denial of credit and insurance, denial of healthcare and the development of food deserts in minority neighborhoods have also been attributed to redlining in many instances. In the United States, redlining is a discriminatory practice in which services ( financial and otherwise) are withheld from potential customers who reside in neighborhoods classified as 'hazardous' to investment these neighborhoods have significant numbers of racial and ethnic minorities, and low-income residents.
